Fast & Free

                                      Instant Protection Plan Rate Calculation

                               Apply for Instant Protection Plan

The WPS Instant Protection Plan (IPP) provides the short-term health coverage you need during life's transitions. The IPP offers temporary, affordable medical and hospital benefits, so you're protected in case of serious accident or illness.

Apply today and your coverage can start tomorrow. The IPP is designed for people just like you. People who are:

• Recent college graduates
• Part-time or temporary employees
• Between jobs looking for an affordable alternative to COBRA
• Newly employed, waiting for health benefits to begin
• Recently retired, waiting for Medicare eligibility

What's Covered

The Instant Protection Plan provides coverage for illnesses or injuries occurring after the effective date of your policy.

The IPP covers most:

• Inpatient hospital services, including surgery and anesthesia
• Outpatient hospital services
• Emergency medical care and ambulance service
• Diagnostic X-rays and lab tests
• Prescription drugs
• View the Brochure and Plan Summary (PDF) for more details!

 All WPS Health Insurance major medical plans comply with federal health care reform legislation. The WPS Instant Protection Plan is excepted from these regulations.